29th October 2010
People don’t just eat when they’re hungry. Social eating is one way people celebrate and commiserate. People also eat when we’re sad, lonely, bored, or anxious. Eating for comfort, without hunger, is called emotional eating.
Why Emotional Eating?
It’s...
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22nd October 2010
Coronary heart disease is the greatest single cause of death in Australia. Given its widespread nature, an astounding number of myths exist about the disease. Here are the facts.
What is Heart Disease?
Heart disease is an aspect of cardiovascular dise...
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02nd September 2010
A home loan comparison checklist is crucial for any person who is seriously considering purchasing a home. There are many factors that you should consider when searching for your first home loan as well as factors to look for when you switch to a new hom...
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02nd September 2010
If your company is doing very well, a time will eventually come when you need more cash flow. You can use extra cash flow to pick your business back up off the ground, for expansion or even for emergency costs such as purchasing or repairing equipment.
...
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02nd September 2010
Understanding chattel mortgages is crucial if you are interested in an excellent financial solution for your business car financing. Most businesses prefer the chattel mortgage to the traditional secured car loan options.
With a chattel mortgage, you ...
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02nd September 2010
Asset finance is a general term that is used in the financial world to encapsulate different types of finance packages. Some finance types include hire purchases, lease purchases, finance leases and operating leases, all of which should be understood on a...
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10th August 2010
Calculating Comparison Rates
There are quite a few different elements that go into calculating comparison rates, including the following:
• The loan amount
• The loan period
• The frequency of payments
• The interest rate
• The fees as...
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10th August 2010
There are some fantastic no-frills banking institutions in Australia and they offer many of the same services and features of the big banks, but without many of the fees and charges.
Features Of No Frills Banking
The features that your accounts will...
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10th August 2010
In recent years, sadly, many small businesses are failing to survive and this is due to the economy and also because business owners are not aware of how to manage their cash effectively.
A commercial loan can help jump-start the cashflow of a busine...
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10th August 2010
Banks and Small Business Needs
While it may seem obvious, there are some important points, like the following, to look for before you open an account:
• Phone and internet banking for easy transfers and payments
• Minimum account keeping fees
...
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09th August 2010
Currently, in Australia there is no better time than right now to refinance your home loan because lenders are offering more competitive options to attract new customers. If your loan has not met your needs so far, then refinancing your home loan could tu...
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09th August 2010
Taking The Difference
Think of a mortgage offset account as a mix between a savings account and a home loan. An account is set up and linked to your home loan, while in a normal savings account, you may receive interest and on a home loan you would norma...
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09th August 2010
Understanding the basics of a standard loan will help you make sound financial decisions for one of life's largest purchases.
When you are choosing your loan, you must think about some of the following things:
• A budget to find out what you can ...
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09th August 2010
Buying a home, especially for the first time, is a big step in life and is also a tremendous economic decision that will affect you for years to come, so if you educate yourself on all facets of mortgage interest rates, you will not only have the confiden...
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09th August 2010
Some of the major factors that you need to consider before buying a home are creating a budget, researching the property market, investigating fees associated with the loan and property and comparing different types of loans and lenders. Here are some gre...
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